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We provide effective real estate services with a caring personal touch. 215-884-9980.
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Get Free Presentation On Our Home Marketing.
Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
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Thank you very much Melissa
We are thrilled to be done with everything and now there is time to unpack!
J.P. Gallagher
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Welcome! Here You Can Find Great Information on Abington, Lower Moreland and Northeast Philadelphia, Pennsylvania Real Estate VERY IMPORTANT NOTE ABOUT THE $8,000 FIRST-TIME HOME BUYER AND $6,500 MOVE-UP/REPEAT BUYER TAX CREDIT!!!!!!!!!!!!!!! A homebuyer is eligible for the tax credit only if the home is "purchased" before July 1st and "under contract" by April 30th. Buyers have to find a house, complete a contract, satisfy any contingencies, secure financing and go to closing by June 30th. You must act quickly in order to be able to make that deadline!!
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 When it comes to buying and selling real estate in Philadelphia, Bucks and Montgomery Counties then you need the experience of Lerch & Associates Real Estate to assist you through the entire process.
Lerch & Associates provides thorough, effective real estate services with a caring, personal touch. We welcome the opportunity of educating our buyers and sellers on the home-buying and home-selling process along with their new community and everything it has to offer!
By the way, the Northeast Philadelphia communities that our team serves include: Bustleton, Rhawnhurst, Krewstown Park, Sun Valley, Pine Valley, Fox Chase, Somerton, Mayfair, and Parkwood. Plus, we also serve numerous nearby suburban communites like: Rydal, Meadowbrook, Huntingdon Valley, Glenside, Willow Grove, Rockledge, Overlook Hills, Pennock Woods, Bethayres, Valley Falls, Philmont, Terwood, Walnut Hill, Hollywood, Roslyn, and many others.
Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.
Our website offers you up-to-date real estate information. If you cannot find what you are looking for send us an email and we will gather the information and send it to you.
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Closing or Settlement >The Good Faith Estimate
When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.
Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.
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| Q |
Why is the Terra Amata site in Nice, France famous?
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| A |
Remains of 21 huts found in 1965 are thought to be the oldest known habitation from the Acheulian culture 400,000 years ago.
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