Abington, Lower Moreland and Northeast Philadelphia real estate and homes for sale in Pennsylvania - Lerch & Associates Real Estate, REALTORS® Lerch & Associates Real Estate REALTORS(r) for Abington, Lower Moreland and Northeast Philadelphia, Pennsylvania real estate - NUMBER1EXPERTS™ Lerch & Associates Real Estate NUMBER1EXPERTS(tm) for Abington, Lower Moreland and Northeast Philadelphia, Pennsylvania real estate
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Lerch & Associates Real Estate, REALTORŪ, real estate agents and broker for Abington, Lower Moreland and Northeast Philadelphia Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)
We provide effective real estate services with a caring personal touch. 215-464-9980.


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Mortgage Prequalification: Abington, Lower Moreland and Northeast Philadelphia Pennsylvania home buying, real estate listings, and homes for sale in Philadelphia County County, PA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Abington, Lower Moreland and Northeast Philadelphia real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
About Appraisals >Lender Appraisal

Many sellers think that the price of their home is determined solely by what they are willing to accept and what the buyer is willing to pay. However, there is one more variable that can affect the sale of a home assuming that a bank loan is involved -- the lender's appraisal.

To protect the interest of their investors, the buyer's mortgage lender hires a licensed appraiser to give an independent, objective opinion of what the property is worth. The appraiser compares the house with similar homes in the neighborhood that have recently sold. Square footage, amenities and the condition of the home are taken into account. Renovations and home improvements made by the seller usually add value to the home, while defects such as needed repairs or code violations decrease the property's value. The seller's real estate agent can provide the appraiser with up-to-date information about neighboring homes that have sold to support the seller's asking price.

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Real Estate Trivia
Q 
Where was the first hotel built in the US?

A 
The Union Hotel (1802) Saratoga Springs, NY, is the first hotel emphasizing lodging and services, in addition to food and drink.
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As soon as we list another home for sale, we'll email you. You'll know first.
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Peter E. Buchsbaum AVP
Arlington Capital Mortgage
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Lerch & Associates Real Estate, REALTORŪ, real estate agents and broker for Abington, Lower Moreland and Northeast Philadelphia Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Craig A. Lerch Jr.
Lerch and Associates Real Estate

1125 Old York Road
Abington, PA 19001
Phone: 215-884-9980
Fax: 215-884-9981
Email: Internet@CraigsDreamHomes.com

SECOND OFFICE: 9361-63 Krewstown Road Philadelphia, PA 19115 Phone: 215-464-9980 Fax: 215-464-9981

Craig Lerch Jr. has been in the top half of 1% of all real estate agents in America for real estate sales since 1996. While at Coldwell Banker in the late 1990s, he was recognized internationally as one of the company's Top 20 agents out of more than 75,000 agents.

Craig is now co-owns a boutique Real Estate agency with his brother Christopher. Lerch and Associates Real Estate serves Bucks, Montgomery and Philadelphia Counties out of three high-end offices.

Craig consistently has been ranked among the Top 300 real estate salespeople in America since 2001. A nationally known and respected real estate speaker and educator, Craig brings a high level of energy and humor into the business of helping buyers and sellers find each other.

He strives to make the buying and selling of real estate as enjoyable an experience as possible, and his agency is a warm and welcoming environment that's designed to build trusting relationships with buyers and sellers alike.

CRSEqual HousingGRIMLSREALTORSRES



Lerch & Associates Real Estate real estate and homes for sale in Abington, Lower Moreland and Northeast Philadelphia Pennsylvania

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