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We provide effective real estate services with a caring personal touch. 215-884-9980.
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Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Volunteering in our community!
We always take time to give back to our wonderful communities.
Maryanne Gasparo, Easter Committee Volunteer
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Lerch & Associates Real Estate
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Welcome! Here You Can Find Great Information on Abington, Lower Moreland and Northeast Philadelphia, Pennsylvania Real Estate
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 When it comes to buying and selling real estate in Philadelphia, Bucks and Montgomery Counties then you need the experience of Lerch & Associates Real Estate to assist you through the entire process.
Lerch & Associates provides thorough, effective real estate services with a caring, personal touch. We welcome the opportunity of educating our buyers and sellers on the home-buying and home-selling process along with their new community and everything it has to offer!
By the way, the Northeast Philadelphia communities that our team serves include: Bustleton, Rhawnhurst, Krewstown Park, Sun Valley, Pine Valley, Fox Chase, Somerton, Mayfair, and Parkwood. Plus, we also serve numerous nearby suburban communites like: Rydal, Meadowbrook, Huntingdon Valley, Glenside, Willow Grove, Rockledge, Overlook Hills, Pennock Woods, Bethayres, Valley Falls, Philmont, Terwood, Walnut Hill, Hollywood, Roslyn, and many others.
Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.
Our website offers you up-to-date real estate information. If you cannot find what you are looking for send us an email and we will gather the information and send it to you.
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Financing Your Home >Lenders Want to Say Yes
If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.
A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.
There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.
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| Q |
What does the common acronym FSBO (pronounced fizzbo) stand for?
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| A |
For Sale By Owner. (Between 85 to 95% of existing homes are sold with a Realtor's help.)
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